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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Fri, Jan 24th, 2014

While December is the time of year when many of us focus on giving, the spirit of altruism and generosity flows into January, which is National Blood Donor Month. Unlike most of the material things we give during the holidays, our own blood comes at no expense to us. Rather than breaking the bank, we can fill up the bank-the blood bank, that is. All that's required to give it is a bit of time and a desire to help others.
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Fri, Jan 17th, 2014

The first month of a new year is a time when we make resolutions to better tend to our physical and mental health, as well as the health of our relationships. We'll work out three times a week, we promise. We'll finally sign up for those guitar lessons we've been so shy about taking, we vow. We'll have regular Sunday dinners with the entire family, no ifs, ands, or buts.
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Fri, Jan 10th, 2014

Those of us who live in seasonal places, other than perpetually sunny Florida and Southern California, are often at the mercy of a great force of nature, one that can affect our moods, alter our plans, dictate what we eat and do, and even influence our safety. This all-powerful entity goes by a single name: Weather.
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Fri, Jan 3rd, 2014

It turns out that few of us in Florida are as unique as we might like to think. Each New Year's Day, the common longings that unite us all come to the surface in the form of our resolutions, many of which are identical from one person to the next. How many of the top ten most common New Year's resolutions sound familiar to you?
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Fri, Dec 27th, 2013

Just as the fresh, white flakes of a snowstorm seem to leave no surface untouched, so does December's festive mood effect virtually every aspect of our lives: family, food, finances, and even work. We reconnect with relatives we only see once a year, prepare and devour elaborate feasts, and spend time and money hunting for the perfect holiday gifts. And many of us will attend-or, if you are a business owner, actually plan-holiday office parties.
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Fri, Dec 20th, 2013

Things change around the house during the holidays. One family member is perched on a sky-high ladder hanging up festive lights on your home's exterior. Another is slaving over a hot stove for hours on end. Youngsters are playing on all sorts of unfamiliar, newfangled toys. And there's often a huge, flammable tree in the living room. Needless to say, the opportunities for accidents are many during this time of year. While we hope to let a sense of joy and gratitude reign over this month in Florida, it's also prudent to be cautious and take a few steps to protect yourself, your loved ones, and your property during this vulnerable time.
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Fri, Dec 13th, 2013

Railroad crossing collisions and casualties are more common than you might think. Last year, the Federal Railroad Administration reported 1,967 collisions at train crossings, 949 injuries, and 273 deaths.
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Fri, Dec 6th, 2013

Nobody in the Florida wants poor old Santa to emerge from the chimney looking like a scary, sooty monster. Now that the weather is truly chilly and the generous man from the North Pole is on his way, it's time to think about your chimney and/or make sure your wood stove is in fine working order. Hiring professionals to do this for you is certainly one option, but during a time of year when your pocketbook is already likely to be a bit on the depleted side, you may be motivated to do it yourself. Here are some tips for safe and effective DIY assessment and cleaning of chimneys and wood stoves:
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