Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Off the job safety is essentially an extension of on-the-job safety rules. Designed to keep employees in Florida safe and healthy even when they are not at work, off the job safety ensures that they can keep coming back to work and keep contributing to the company! Off the job safety also helps businesses to save money, because employees who are safe and healthy outside of work tend to use their employer-provided health insurance less, resulting in savings for the employer.
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Those of who live in cold climates get to enjoy the fresh, crystalline beauty of a snowy, icy landscape. Sometimes, a mere glimpse out the window reveals an outdoor winter wonderland of sorts, one where all is white and shimmering, where pine boughs are weighed down by heavy clusters of snow, and long, pointed icicles dangle from the eaves. There can be a downside to all this beauty, however. As much pleasure as they can give, snow and ice can also cause damage to your property. Here's how you can protect your home from ice and snow damage:
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More and more business owners are seeing the economic advantage of basing their business in an unconventional locale, such as a home studio or office, or a shared space with a fellow entrepreneur. There are literally hundreds of types of business owners whose enterprises are perfectly suited for home offices or similar places, including: freelance writers, web designers, wedding and event planners, consultants of all kinds, photographers and other fine artists, tutors, music teachers, furniture makers, and many more. The phenomenon known as Etsy is a web-based community of literally thousands of business owners who sell their wares via the Internet and operate not from traditional stores but from virtual ones. This perfectly illustrates the increasing popularity of home-based businesses.
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It's that time of year again, and most of us are making our lists and checking them twice. Some gifts-like those to ours partners, children, nieces, and nephews-will be fun and heartfelt. Others-the ones for our colleagues, neighbors, hairstylists, and massage therapists-may be less fancy and even a tad obligatory. In any case, very few of us have the means-or the desire-to give gifts that qualify as "extravagant." What's an extravagant gift? It's a gift that turns that timeless old adage, "It is better to give than to receive," on its head.
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The invitations have been sent, the hors d'oeuvres ordered, the house decorated, and the liquor cabinet replenished. You're ready to host a fabulous holiday party! Before you open the front door to a flurry of friends and family, however, make sure that you have the necessary insurance in place.
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Snow, ice, and cold temperatures all drastically change the nature of driving in Florida. During the winter months, these factors demand that you make changes to both the inside and outside of your vehicle. Doing so will help to keep you and your passengers safe during a period when the roads are notoriously dangerous. Here are some tips for getting your vehicle ready for winter driving conditions:
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You've done it-you've transformed a brilliant idea into reality, and started your own business in Florida. It's wonderful; you don't have to answer to a boss, you can work the hours you want, and you feel truly in charge of your own future. You've even managed to hire some employees, whose efforts will help your enterprise to grow and thrive.
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Most of us in Florida have insurance for our homes, cars or businesses. We know life insurance is part of any good financial plan and health insurance can protect us from catastrophic medical bills. But there are a few other programs that we come in contact with - we don't usually think of these programs as insurance, but they are.
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