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Roads can be positively deadly in the wintertime. According to icyroadsafety.com, there were an average of 467 fatalities per year between 2008 and 2010 due to icy roads alone. And, even if you live in warmer climates, winter driving can be a wild and wooly experience regardless.
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You're probably accustomed to taking stock of the assets that lend spark to your personal life - jewelry, collectibles, and art, for example. Such assets are typically stored in or around your home, and can be protected by a valuable personal property policy tacked on to your existing homeowners', condo, or rental insurance policy. But your business has assets, too. Have you taken the time to assess just what they may be, and obtain the coverage you need to ensure their protection?
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It's that time of year again, the time of giving and receiving. We show love and appreciation for the people in our lives by presenting them with tokens of affection, usually in the form of presents. Likewise, we receive gifts. Some are delightfully simple and sweet, another hand-knit sweater from Aunt Margie, while others may be flat-out fancy diamond necklace from the husband, for example. When the euphoria that comes with receiving a truly great present dies down, it's time for those in Florida to think about protecting it. It is, after all, another asset, and should be treated as such.
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D&O is the common abbreviation for Directors' and Officers' Liability Insurance. This is a type of liability insurance that protects Florida directors and officers of an organization by covering damages or defense costs in the event that they are sued for alleged wrongful acts while serving as directors and officers for the organization.
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In the Florida, the holidays are a special time of year for so many reasons. They may be spiritually significant, or bring us closer to our friends and families. They are a time of giving, gathering, and sharing good food. For children, they may be a chance to receive some longed-for gifts. Despite all the magic that characterizes the holidays, they are not free from accidents. In fact, the holidays are one of the most dangerous times of year, when household accidents and injuries abound. Here are the ten most common holiday mishaps, and tips for avoiding them.
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Before winter strikes in Florida, most of us tuck away our summer clothes and bring out the sweaters, coats, and scarves that will keep our bodies cozy when there's a chill in the air. But how many of us take similar steps to prepare our homes for winter weather? Readying your home for winter, also known as "winterizing," will not only help you and your family to stay snug and warm while saving money on energy bills, but it may also protect your home from damage that can lead to costly repairs.
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The magnitude 5.8 earthquake in central Virginia this summer was felt throughout the Eastern Seaboard, and had everyone, even those of us in Florida, thinking about the potential for another natural disaster in the U.S. Those who live on the West Coast have experienced their share of scary tremors, and even residents of the Midwest and South are threatened by quakes originating in the New Madrid Fault Line. Since virtually every portion of the U.S. is vulnerable to earthquakes, it is prudent to be prepared.
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