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Many of us can't imagine life without our pets. According to the American Pet Products Association, nearly 70 million U.S. households include at least one dog and 45 million households include cats. And it's no surprise: their wagging tails upon our arrival home and purring snuggles after a long day at the office are the best kinds of welcomes. The relationships we forge with our furry friends can be some of the most supportive.
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Most people assume that having replacement value property insurance means that even if something happens, they're in good shape. After all, replacement value should pay for a brand new version of whatever you lost, right? But when it comes to buildings, including homes, both new and old, this isn't always the case. If you're a property owner, it's important to know about ordinance or law coverage and how it applies to you. Failure to understand when and where ordinance and law coverage is necessary may mean that if your home or commercial building is damaged, you don't have the coverage you need.
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If you're a proud homeowner in Florida, having the right insurance is critical to your peace of mind. Before you purchase a policy, however, it's important to have a clear understanding of what homeowner's insurance does and does not cover. If you have specific concerns about your home or its location, it's likely that you can insure your home against these risks as long as you know which level of coverage or supplemental policy is required.
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When we left Jack and Sara last month, college sweethearts Jack and Sara got engaged on their way to New Orleans and made sure to add the new ring as a rider onto their existing renter's insurance policy. And while staying with family friends, Jack accidentally backed his car into their garage. Thank goodness for their homeowner's insurance provides coverage for damage to their property caused by visitors. Here's what happened next...
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When we left Jack and Sara last month, college sweethearts Jack and Sara were en route to New Orleans during the first leg of their summer-long road trip. Conscientious travelers, they had obtained short-term insurance for their car, travel health insurance to ensure they'll have medical coverage should they venture into Mexico. With so much preparation and protection, what could possibly go wrong?
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To celebrate their graduation from college this month, sweethearts Jack and Sara are embarking on a summer-long cross-country journey. We'll chronicle their adventures and inevitable misadventures with a particular emphasis on (surprise, surprise) insurance. What kind will they need? Will it be there for them if/when mishaps occur? Will Jack obtain the medical care he requires if he dares to drink the water in Mexico?
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